“Financial inclusion means that households and businesses have access and can effectively use appropriate financial services. Such services must be provided responsibly and sustainably, in a well-regulated environment” as per the Consultative Group to Assist the Poor (CGAP). Financial inclusion is also described as providing access to an adequate range of safe, convenient and affordable financial services to disadvantaged and vulnerable groups, including low-income, rural and undocumented persons, who have been underserved or excluded from the formal financial sector. Financial Infos Financial Inclusion Issue (27) Financial Inclusion background The importance of financial inclusion, consumer protection and financial education for financial stability and inclusive growth is globally acknowledged and has been endorsed by G20 leaders since 2010. In 2010, the G20, recognizing the importance of financial inclusion policy across G20 member countries and others, endorsed a Financial Inclusion Action Plan and established the Global Partnership for Financial Inclusion (GPFI) as an implementing mechanism.